Due to financial strain, I allowed my car insurance premium to lapse until I could reach a point in my life where I would be able to afford it without putting of bare necessities at home. Unfortunately, I am now at fault for a minor/fender bender rear end collision with a vehicle and a side graze with another vehicle from the oncoming lane. Both are actively insured although I do not know what coverage they carry. I want to make right for my obvious fault but under a budget that barely allows for any extra monthly spending. I have no money and I am the sole provider for a family of 6 here in Mobile, AL. Please give me my best and worse case scenarios and what you suggest I should do to ensure that all parties are handled properly and with as minimal of negative impact possible towards me.
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