I was in a severe car accident. The other driver's car insurance paid its limit for my medical expenses. My health insurance covered my remaining medical costs and waived subrogation rights. My car insurance paid me the full limt for uninsured and underinsured drivers.The other driver's car insurance offered me a liability settlement for the maximum of his coverage. What are the repercussions if I file suit? Is there a chance of receiving less than the amount the other person's insurance offered? If I sue and am due more than the amount his insurance offered, who pays? What are my other options regarding the life-long disabilities that resulted from this car accident?
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