Your obvious damages are the premiums you paid for insurance which you did not receive. Hopefully there are no claims. If there are, your damages include the amount of the claims which are now uncovered because of your reliance on the insurance co. If you lose customers over this, those may be included in your damages. If it's just minimal premiums, you could try to just get them to pay you back. I recommend a lawyer ASAP.
This is avery complicated question. You really should a speak with a lawyer who does business and insurance work.
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I agree with attorney Adams. You should retain an attorney ASAP. You may also want to pursue this matter administratively with the FDFS (f/k/a Dept of Ins). http://www.myfloridacfo.com/Division/Consumers/NeedOurHelp.htm#.UD4MaaPhfXg
This response is for education purposes only and does not imply an attorney/client relationship.
This information is for educational purposes only and does not establish an attorney-client relationship.