This certainly sounds like you should consult a local attorney. Best of luck.
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You are generally entitled to the reasonable cost of repair or fair market value. You may want to file a claim in small claims court and/or retain local counsel to help you. Good luck.
You can ask your insurance carrier to reassess the actual cash value (“ACV”) and re-do the estimate of repairs. Ask them also what the percentage for total loss they are using, normally its 70% of ACV. Alternately, you can sue the other driver for the cost of repairs
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You can attempt to hire an attorney, but with the valuation so low you may have trouble finding counsel willing to take on the case unless there are injuries. Small claims court may be your best option. Best of luck.
You should definitely ask them to reassess.
Submit any invoices for recent work you had done on the car, as well.
This is my opinion and should not be construed as legal advise for your specific case as there are many more facts which you have not provided.
It will be difficult to find an attorney to litigate this issue because of the relatively small amounts of money involved. Two potential ways to get more without litigation on a high mileage vehicle is to demonstrate recent significant work on the car such as a new transmission or engine or tires etc. A second item to ask abount is for taxes and titling your new vehicle if this one is totalled. Insurance carriers often neglect to mention this property claim damage which can add a few hundred dollars to your recovery. Good luck!