I had a payment plan with a credit card company back in 2010. I defaulted on that payment plan after three months of paying it. Today I received a letter saying that the creditor was "submitting a Memorandum of Law in support of its motion to voluntarily discontinue this action with prejudice" and that the Court should grant plaintiff such other and further relief as the Court deems just and proper. What does this mean please? Does this mean they are going to come after me some other way? I have been unemployed since 2010 and despite my efforts to find work, have been unable to. Please and thank you.