I have LLC with my friend and owe $80000 to our vendors. We have no money to payback. My friend is in chapter 13 and she wants to file another bankruptcy for business. Is it possible? What chapter is it? I don't have much personal debt but I have a few credit cards together with my husband. He has steady income. Is it better to take him out of joint credit card holder and file bankruptcy as individual/business or should I file with my husband? I have income from temporary job but only for a few month. And I read an article said that an LLC cannot receive a discharge in a Chapter 7 case-what is that mean?