Garnishment can only proceed after a judgment is entered so if no lawsuit has been prepared yet, garnishment is not an option at this time.
Going to your original question, medical debts for reasonably medically necessary procedures or treatment for one spouse will also be deemed a debt of the other spouse under the doctrine of necessaries. The medical creditor will have to sue you both. Also, if the treatment was for elective items such as cosmetic surgery, I would take the view that it is not encompassed under the doctrine of necessaries.
I hope this helps.
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The simple answer is "yes." Because Arizona is a community property state the creditor will sue you both and will attempt to garnish whatever community property they can find, whether that is community wages or a community bank account. Unless you had a pre-marital or post-marital agreement altering the community property presumption, his wages will be subject to community creditors.
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