I want to stay in my home. I am afriad I will not be able to live. I have a job x 35 years make $65,000.00. House apraisal $214,000.00. Owe $299,000.00. I don't have a typical mortgage - it's a Equilty Line Mortgage with Wachovia now Wells Fargo. In my husbands drunken state he signed us up for it. I have no idea what that is. Can you steer me in the right direction ?I also want to file for Divorce.