I am presuming this is under your own homeowners insurance policy. If so, you must determine the cost of repair and see if it is worthwhile and economically feasible to go to arbitration. If your damage is $10,000 or less, you are probably better going to Small Claims Court. If it is a large damage claim, it may be worth going to arbitration. You will have to decide if you want to retain an attorney to assist you. If so, get one experienced in insurance claims. Select an arbitrator experienced in these type of claims. Do not use one that the insurance company suggests until you check them out.
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