I Was rear ended by a guy while I was getting gas he forgot to put his tri k in hear it rolled forward a hit my truck in the rear end an the police report said no damage an his insurance denied my claim what can I do????
Establish the cost of the repair and then present the claim. You need to establish the value of your damages.
If his insurance still denies your claim after presenting a repair estimate, you can always consider filing an action in small claims.
If the other person’s insurance company is denying liability or has not yet accepted liability in a timely manner, your options are as follows:
1. If you have your own collision coverage, you can use it, pay your deductible, and let your insurance company fight it out with the other person’s insurance company. That’s the reason you pay insurance premiums. Let your insurance company earn its keep.
2. If you don’t want to use your insurance or don’t’ have any collision coverage, you can file a small claims lawsuit against the at-fault party or parties (the driver and the owner if they are different people).
3. Lastly, but actually most importantly, if you were injured in the accident, I would contact an experienced personal injury attorney in your area as soon as possible before talking to the insurance companies. You may have some coverage on your policy that will pay for medical bills or have Uninsured Motorist coverage as well. Your attorney will investigate all avenues of applicable coverage for you. You can use the "Find a Lawyer" link at the top of this page for names of attorneys in your area. Most offer a free consultation and work on a contingency fee basis, so you won’t have to pay anything up front.
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