My sister and I was driving and we was rear ended, I was the passenger, the other driver was insured by aaa and he instantly admitted fault
I went to the emergency room an hour after the accident because im a single mother and I had to make sure I had a place to leave my 3 kids including a 6 month old
I explained to them that my head, neck and back were killing me, and that I thought my wrist was broke, they took ct scans and xrays and that exerything came back clear, but I should see a orthopedic for my wrist
The damage to our car was $6000, and my medical bills were $7500, ive yet to see a orthopedic because their exspensive and I cannot offord the visit,
The adjuster called me yesterday and offered $1000, should I be insulted by this offer, what should I expect to receive?
Insurance companies don't take unrepresented parties which is why they offered this tiny nuisance settlement. Get a personal injury lawyer to obtain maximum MONEY damages.
To maximize your recovery, meet with an experienced personal injury attorney. Your attorney can refer you to an orthopedist who will treat you and wait for payment until the case is settled. The offer is ridiculous.
No you shouldn't be insulted. I am sure the adjustor believes it is a reasonable offer TO SOMEONE NOT REPRESENTED BY A LAWYER! Accident victims that fail to hire a lawyer, and try representing themselves, do themselves such a disservice. Speak to a personal injury lawyer ASAP. Do not do anything else until you've gotten a free consultation with a lawyer in your area.
This answer is intended for informational purposes only. No attorney-client relationship is established by the use of this site. Nothing on this site is intended to be, nor takes the place of, legal advice.
That is not even close to fair. More importantly, you are not yet in a position to evaluate your case if you haven't seen an ortho. This is exactly the way insurance companies prey on the the unrepresented. They offer an early and low settlement in the hope that you will sign a release before you know how badly you are hurt.
If you hired a personal injury lawyer, he or she would be able to set you up with an ortho for treatment on a lien basis That means you get the medical care you need without going out of pocket and the lawyer will see that the ortho is paid when the case is resolved.
Use the search function on avvo to find a lawyer or click the profile of a lawyer who responds to your question.
The AAA offer is not fair.
Based upon your statement, it appears that you have a strong case based upon the impact being significant enough for you to sustain injuries which are yet to be determined until you consult an orthopedic doctor.
It is important for you to confer with an attorney who will refer you to the necessary medical providers.
No, they are not playing fair. The sad truth about insurance companies is their interest is not aligned with yours. Their number one motivation is to get information that can be used against you down the line.
My advise is to stop all communications with any insurance company adjuster or representative immediately, including the adjuster who made you that insulting offer. Then, reach out to an experienced personal injury attorney who can help you evaluate your case. Consultation is free. If you'd like to discuss your case, you can contact me directly at my office or my email [email protected]
Sign up to receive a 3-part series of useful information and advice about personal injury law.
Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.What determines Avvo Rating?Experience & background
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline