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I had a contract on my investment property for a short sale, the bank agreed to pay some fees, the second trust reduced their fees drastically, but the Condo Assn would not reduce their fees (via their attorneys) or respond directly to my letters. I want to short-sell it, but will keep it if I can get the HAMP LOAN mod. If I can't get the loan modification, can I get the condo assn fees wiped out by deed in lieu or bankruptcy?