WAS SERVED PAPERS TODAY FOR A COLLITION DO I NEED TO GO TO COURT?My husband was served and we don’t know what form to use to respond. Also there is no way for us to afford an attorney so we must do this ourselves. This is a “complaint for monies due” by Discover card. At this point we are indebt approx. sixty five thousand dollars, not including taxes and our home, which we now owe about what we could sell it for with no real estate commission.