No vehicle is still yours. Take it to dealership, remove tags, call lender and give letter to manager.
This is not to be considered legal advise and no attorney client has been established.
When this happens to my clients I have them call the lender. Usually the lender is just back logged and will work out arrangements. There's always a VERY small chance they will say they don't want it. IF that happens have them send you the title signed by the lender.
What you want to avoid is that you getting rid of the cars and then the lender comes looking for them.
Unfortunately I don't know if or when Maryland law would deem the vehicles to be abandoned.
My answer to this question is for general purposes only and does not establish an attorney-client relationship and is not legal advice. You should contact an attorney directly for legal advice. We are a debt relief agency and we help people file for relief under the bankruptcy laws.
This actually happens a lot in a bankruptcy. However, I would not be quick to claim that the vehicles have been abandoned. You should contact the lender and request that they either pick up the car or release the lien so that you can get rid of it. At the very least, they may agree to put in writing that they do not intend to pick up the car.
I agree with all my colleagues who have answered this question. The only thing I have to add is that if you call them, I would ask them to where and to whom any mail concerning the vehicle should be sent then follow up the conversation with a letter restating what you said in the conversation and their responses and include a demand that the vehicle be picked up by some date a reasonable time in the future, say a month or so, and advise that if the do not pick the car up by then that you will apply for a abandoned vehicle title or a storage title. Most states allow shop and storage lot owners to apply for a title if the owner does not pick up the car in some reasonable period. Figure out what notice that law requires and comply with those requirements.
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