I talked to my insurance company and they did pay out for every claim that was owed to the provider. I then called the lawyer who filed the summons who informed me that I needed to talk to the collector instead. I called the collector and they said that until they received the paperwork stating that he insurance company had paid, they would not stop pursuing the suit and that the medical office had requested the lawsuit. I called the medical office and they said that they knew nothing about the suit and that they had been paid by my insurance company, only I'd had two co-pays I hadn't payed. The medical office is calling the collector to see where the communication fell through.
I'd like this off my credit report and the summons to go away.I just got a call from the collection agency saying that they're dropping everything having to do with the summons but that I still owe a little bit of money because of the copays. She said that she didn't know how they had miscommunicated for three years on this. Can I negotiate this off my credit report (pay for delete) or make a counterclaim against them for pursuing a debt I didn't owe?