I have a health insurance policy that allows me to have a free of charge once-a-year physical, which I did in December. After answering "No" to all the doctor's health questions, he asked me if I had any other concern, to which I asked if he had any advice for occasional constipation. I got a medical bill a couple weeks later. Why? Because the singular act of me asking the doctor a question nullified my free-of-charge physical and changed the code from "Annual Physical" to "Office Visit," which results in a charge.
What is the point of having a physical if you can't ask the doctor a question during the examination? This is a violation of my insurance policy. I have read the terms and agreement and saw nothing to the effect of what this company cum hospital did to me.
Is there a lawyer I can talk to and can take up my case against this corporate avarice?
Ask your insurance carrier. If things happened the way you say, you should not be billed. And you do not want to sue, do not pay and let them sue you. You have a defense.
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