An uninsured drunk driver veered off the roadway hitting a tree then slid into the fence kicking up rocks, gravel and mud breaking the window and tail light as well as damaging the paint all while my car was parked outside of the body shop waiting to be repaired. I know, right? The shop called their insurance and were told that vehicle was damaged by another vehicle and should be handled by the auto insurance companies and in this case, under an uninsured motorist claim. I filed a claim with my ins. co and was later notified by the claim rep that I did not have comp/collision coverage therefore they could not handle the claim stating because I wasn't in the car, the claim becomes comprehensive. Am I really going to have to pay/sue for this? Should the body shop or their property ins pay?