Was driving my friends car, when the accident occurred. I was not on the policy. Police report claimed I was at fault. This happened almost two years ago.
My friends insurance company paid the damages for property because he did not have liability (for personal injury etc) insurance on the car. Today I received a call from an insurance company claiming that they paid 10K as damages to the other party for personal injuries. I have the police report and it only reports bruises on the other person and no hospital stay.
What are my options? I now live in IL.The adverse insurance company person called me and asked me to sign some papers that they were sending over. When I said that I refuse to sign anything without knowing the complete details, she stated that they were going to 'subrogate'. She said that they had paid medical expenses to the other party. My friends insurance policy covered only third party property damage.
Sign up to receive a 3-part series of useful information and advice about personal injury law.