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There is no Personal Representative named. He passed 1/2/12.. I failed to file and Publish a "Notice to Creditors" nor give written notice to any known creditor, which would be the mortgage company. I am not on the loan or house title. I read an article on your site stating, failure to do so within limited time period, creditors debt will be barred, and the creditors will have no right to recover. I am not on the loan or house title. I have not sent death certificate to human services. Wells Forgo Is trying to push me into probate to appoint an executor which I refuse to do. He died Interstate, I am the heir, everything falls automatically by Oregon State Law. Does it not? .