The possible penalties associated with insurance fruad will depend heavily on the facts of your case. If you are being charged with "Traffiking in Insurance Fruad," which is likely, then RCW 48.30A.015 would apply. In such a case, the first count is punishable as a gross misdemeanor (from 1-365 days in jail and/or a 0-$5000 fine). Any additional concurent or subsequent counts could each be charged as C Felonies, which are punishable by up to 5 years in jail and/or a $10,000 fine, but which would be subject to the Sentencing Guidlines as set forth in the Sentencing Reform Act. Either way, in order to have a comprehensinve understanding of your exposure, you should consult with a knowledgeable defense attorney.