The road has 2 lanes. I was driving in the right lane. The truck driver was in the left lane. At the stop-light, I started making the right turn while the truck driver also made the right turn at the same time. Right after turning, I was still staying in my lane (right most lane), but the truck driver was not. He turned all the way from his left lane to my right lane and crash my car. So, my question is: Whose fault is it ? Was I supposed to yield to truck when it makes turn ? Or, was it his fault because he was reckless when turning into my lane ?
My care has liability-only insurance. Do I have to call my insurance company anyway ? Or, should I make claim with the truck driver's insurance ?
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