Took Chapter 7 on car. Loan co. won't come get it. I got title from BMV. Can I legally sell the car?
1 attorney answer
If in fact your loan was discharged in the bankruptcy, then you do NOT owe on the loan (or the "lien" as the company called it). The loan company should come get the car, but if they don't, that doesn't mean you can sell it. They have the lawful claim to the property. But you're in a pickle because they won't come get it.
If it was me, I would drive the car to the local office, drop off the keys and sign over the deed and drop it off as well. Who cares if they "don't want anything to do with." They wanted the collateral and probably tried very hard to collect on the loan before you went bankrupt, so now they have to deal with the car. If you still want the car, you might want to try and offer them some small sum to purchase the car for full satisfaction, or ask them to give you a release of the lien. If they release the lien, then you own the car outright and you are free from the loan.