I've been contacted by a company called Cauldwell Trust who is telling me they can assist me w/my mortgage in modification and garrentee me that the payments will go to the end of the loan and lock me into a fixed rate (I now have an adjustable rate). They have financial background and also have done underwritting.
You dont need an attorney, BUT to make sure the process goes as represented you should have one who answers to you. The price you pay will be well worth it to make sure the process goes smoothly.
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