I was served over a year ago by a collection agency. They never pursued a default judgement until now. Now, they are requesting the court grant them another 60 days to come after me since it apparently took them over a year of 'diligent' work to get everything they needed against me. This is for an unpaid credit card, where the last time I made a payment on was over 4 years ago. So, is this time-barred since the statute of limitations in California is 4 years? Or does that make a difference? Also, since they took over a year to even go after a default judgment after serving me, and are requesting an OSC only now, can they legally do this? Will I ultimately lose here? Any advice would be great. Thank you.