Report this to your insurance carrier and if you received a citation, hiring a defense attorney that deals with car crash cases would be a great idea.
In no way am I offering you legal advice, and in no way has my comment created an attorney-client relationship. You are not to rely upon my note above in any way, but insted need to sit down with counsel and share all relevant facts before receiving fully-informed legal advice. If you want to be completely sure of your rights, you must sit down with an experienced criminal defense attorney to be fully aware of your rights.
You will want to fight the ticket. You may also want to find out if there is a red light camera on that intersection to support your version of the facts. You will also want to get the full police report and see if there are any witnesses. Occasionally, the police officer will also talk to you and tell you why they found you at fault. Good luck!
Report this to your carrier. Retain a traffic attorney. There will be two actions and you will need to address both of them. As they are intertwined, I do not recommend you do this yourself.
The carrier will choose an attorney for you and resolve the crash as it sees fit. You only really have an input if the proposed settlement would exceed your coverage
The above is not intended as legal advice. The response does not constitute the creation of an attorney client relationship as this forum does not provide for a confidential communication.
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