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I was in a car accident in Feb this year. The police report was filed against me (though I disputed) and I was given ticket for "not maintaining safe look out". Interestingly, there were no injuries on either side and in fact the other person was able to drive her car after the accident. The police report also says no injuries.
My insurance company called me in March when the claim was in process and told me that the other person has claimed bodily injuries. I didnt hear back from my insurance after that and now suddenly I received summons.
Is my insurance company liable to defend me on this or they can also choose to steer away? Is it possible that the claiments already received money from insurance and now trying to sue me?
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