I read the definitions of exempt property in Illinois, and I have 2 dependants. I am self-employed consulting for only one firm not in this state. I earn only enough to cover my mortgage and utilities. Whatever is left covers food. I can't file bankruptcy until September, and I don't have funds for an attorney. This is for an unsecured credit card issued by Capital One. I have not used or paid on the card for over 1 year. I physically can't appear in court due to a doccumented medical condition. Very frightened.The suit is in small claims court and for approximately $2800.