I was in an accident 6 months ago. Although he technically hit me, I was the one who pulled up in front of him so I understand this is considered my fault. I gave him my insurance info and we parted ways. The problem is my insurance had been canceled due to the fact I hadn’t paid it. Therefore I had no insurance. I didn’t hear from anyone- no letter, no call. I was hoping it somehow went away but now I am getting calls from a subrogation company asking for 13,000! The damage was not very bad on his vehicle, nowhere near that amount in repair fees. They are calling my parents house because the car is registered under my fathers name. There is no way I can afford this. Can the amount be lowered? I really do not understand why it is so high. I don’t want them to get my dad involved.
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