Generally, student loans have no statute of limitations and are not subject to the bankruptcy discharge. You can try to negotiate them or challenge them. You can challenge them if someone other than the original creditor tries to collect.
Mr. Goldstein is a Virginia-licensed attorney only. The information is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Answering this question does not in any way constitute legal representation. Contacting Mitchell Goldstein or the Goldstein Law Group does not constitute legal representation, nor is any information you provide protected by attorney-client privilege until otherwise advised.
Be sure you are talking about an actual student loan and not a tuition bill. Bills for tuition are dischargeable debts. Student loans, where money is paid on your behalf to a school by a lender (typically supported by your signature on a promissory note), are not dischargeable except under extremely limited circumstances not present in your question.
For a student loan, the fact that the school changed names, went out of business, etc. is irrelevant - your contract to pay the debt is with the loan company (which already paid the money to the school). For a tuition/fee debt, you may have more options. You should consult with a local attorney regarding the specific circumstances of the debt.
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