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Hi, I just recently noticed an entry on my credit report 3 months ago for a student loan by the department of education. It says that the "loan" is from the 90s. I never took out a loan with the department of education, I enrolled into a state college in 1990s but I did not take out a loan with the department of ed to go. I am almost 98% sure of this.
Today I get a call from a debt collector saying that I owe the debt. I told them that I did not recognize the debt. I went to check my credit report and an entry from the department of ed is there, the entry was added last month it was never on my credit report before last month.
What are my options? can I simply dispute this debt? Do I need an attorney to help? if so leave your contact info so I can contact you for a cost to solve this.