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I have schizophrenia.. I really want to go back to school... If I did I would be taking out a student loan for the reason that there is a chance I get worse and or relapse into psychosis... My parents have the money to pay all my tuition. But I would rather not have them potentially blow that money only for me to do nothing with my degree.
1. Are student loans forgivable if an individual can't work anymore due to an illness?
2. If I do make enough money after school and continue to pay tuition. Could my parents pay it? And if so, would they have to pay more taxes and fees if they otherwise payed my tuition up front without me taking out a loan?