Hi. A collection agency won a judgment by default against me in 2008 (I would have contested it except my daughter was in intensive care and I didn't receive any notification of a hearing) for a credit card debt. How long do they have after the judgment to submit for a garnishment? The total judgment is $1200 and I just started working again.
There isn't one. Garnishments can be filed up until the judgment expires.
Mr. Goldstein is a Virginia-licensed attorney only. The information is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Answering this question does not in any way constitute legal representation. Contacting Mitchell Goldstein or the Goldstein Law Group does not constitute legal representation, nor is any information you provide protected by attorney-client privilege until otherwise advised.
They can serve a writ of garnishment on your employer within a very short time after the judgment. Unless you did not receive a normal paycheck immediately after the judgment, the creditor generally starts garnishing your wages right after the judgment. If you have still not been garnished after almost five years your probably won't have to worry. They might renew the judgment and if they remember to renew, then they will most likely attempt to garnish wages once more.
Parker Evan Bornmann, Esq.
The Bornmann Law Group, PLLC
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