My appt is tomorrow and I'm not sure of the criteria to get it except I'm not well to work..I have emphazema,rheumatoid arthritis and Vertigo...I'm married but my husband is out of work..I just don't want to blow my chance at this by giving some kind of info that stops the whole process...ie: bank accts..savings and checking..credit cards which are high and in my name...nothing in savings and checking is for bills..life insurance is only if I die..no other assets..any help or tips you can give me would be great..thank you..Roxane
The limited facts you provided don't provide enough information to determine if you medical issues would be adequate to be found disabled. As you seem to understand, your financial resources (assets, money in the bank, husband's income) can defeat your claim. You haven't provided any details about your household's financial resources (please don't list them here for privacy reasons). If your financial resources are too high, then there is nothing you can do about it. Do not lie or hide your resources, that would be fraud. Be honest, answer the questions they ask, don't offer additional information if they do not ask. You should discuss the issue with a local Social Security lawyer who can gather more details from you to help evaluate your claim.
It may be that you qualify medically for benefits but that is only half the battle. It is difficult for a married person to qualify for SSI, but not impossible. The most important thing you can do is to show up, LISTEN to the question, and answer it truthfully. There's no tricks or gimmicks, just LISTEN to the question and answer it truthfully. If you do not understand a question, ask the interviewer to repeat or rephrase the question. If you do not know the answer, do not get frustrated, just let the interviewer know you do not know the answer.
Finally, avoid jokes or humor. Be courteous and polite, but don't let your nerves get the best of you. Good luck!
If you have more than $3000 in resources you won't qualify for SSI. SSA doesn't look at what your bills are nor does that factor so if your checking account exceeds 3k you wouldn't qualify. Also, depending on the type of policy, your life insurance may be a resource too.
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