They have damage all the way down their car because they did not stop immediately because of the speed they were going. My car has minor damage. The driver refused to give me their insurance info and would not wait for the police. They left the scene. Its been a week and now they have filed a claim against my insurance. Who is at fault? I have witnesses to the speeding and video footage since this happened where we both work. But my insurance says I am automatically at fault. I think they plan to accept liability as to not risk being sued I suppose. Should I hire a lawyer? The other driver does not have collision coverage and their car is only worth $2-3,000. While mine is worth $17-20,000 still and I have full coverage. Please help, I have not given a recorded statement yet!So, I pay all this money for insurance and I just have to go with whatever decision they make, because I am sure they are really looking out for "my" best interests. That just seems wrong. The other driver deliberately left the scene because they could have been found at fault so now I just have to accept liability because they did not follow the rules. Would it be worth it to sue them for damages and the increase this will cost my rates?
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