I was injured in an auto accident that was the other dirver's fault. I have been treating for almost two years with total special of $11,000. The ins company up until now only offered $5,000 and recently denied the claim for no mechanism of injury even though their insured rear ended me and was at fault. The other driver had state minimums. Most lawyers I speak with say my case is worth around $15k to$17k and will not take my case because there is not enough time for discovery. I have to due the driver myself. If I sue the driver myself in small claims court or another court and win, how do I get the insurance company to pay if their insured has no assets? Should I sue in small claims court or superior court if doing it myself?
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