If you didn't cause it, then it should be covered. But you'll have to prove it. Your sworn testimony may be enough but it will help if you have statements from others who know you and will say that you always take extremely good care of your property too. If you can't get it straightened out, then you will need to talk to a local consumer law lawyer near you. For a Free Online 50 State National List of Consumer Law Lawyers, click on this link (http://tinyurl.com/79ku5jx) and find one near you (lawyers don’t pay to get listed here and most of them are members of the only national association for Consumer Law lawyers, NACA.net). Scott Kaufman and Brett Shainfeld and Douglas Sohn frequently answer California questions. You can also look for one here on Avvo under the Find a Lawyer tab. Or you can call your local attorney's Bar Association and ask for a referral to a Consumer Law attorney near you. But act quickly because for every legal right you have, there is only a limited amount of time to actually file a lawsuit in court or your rights expire (it's called the statute of limitations), so don't waste your time getting to a Consumer Law attorney and finding out what your rights are. If this answer was helpful, please give a “Vote UP” review below. And please be sure to indicate the best answer to your question so we can all be sure we are being helpful. Thanks for asking and Good Luck. Ron Burdge, www.BurdgeLaw.com
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This answer is for general purposes only and does not establish an attorney-client relationship. The law in your state may differ and your best answer will always come from a local attorney that you meet with privately. For a Free Online 50 State National List of Consumer Law Lawyers, click on this link (http://tinyurl.com/79ku5jx) and find one near you
The other evidence is likely very helpful. You can go the small claims route in court fairly easily and be done in a short period of time. If you prefer, you can contact an atty to write a demand for you, which can usually be done for a modest fee. Even IF you caused the physical damage that is no reason to deny the other repair(s) so, try again and get them pinned down on this.