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A lawyer has filed a lawsuit against me for $2300.00 in credit card debt. The 20 day time limit for filing an answer has passed. The lawyer sent me an agreement for judgement and an ageeement to pay $50.00 a month on the debt. He says this will avoid me having to go to court for trial. Would it be a mistake to sign this form or is he telling me the truth? By signing this form, would that end the court proceedings? I am on disability, the lawyer says the payment plan is voluntary, but I don't want to be dragged into court every few months to see if I can pay a judgement. Thank you