Turn the letter over to your insurer asap!
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You should send the letter to your insurance company and let them handle the matter. Failure to notify your insurance company can result in its denying coverage to you.
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Forward the correspondence to your insurance carrier.
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I agree with my colleagues. Don't even deal with them. Advise your insurance company and let them handle it. Good luck.
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I agree with the other responses. I also wanted to add that the frequently heard cautionary statement "anything you say can be used against you" may apply to statements you make to other people about this car accident. What you say to others can be treated as "Party Admissions" and even though you may not think you are making an "admission" against your own interest, other people may later try to use your own words against you. Better to get this letter to your insurance carrier right away and let them deal with it. That's what they are there for, and the claims professionals are usually quite experienced in dealing with situations like this.
Every legal dispute has its own particular facts and law applicable to it. The comment given above is based on relatively general information given in this particular inquiry, and therefore the comment gives relatively generally applicable suggestions. The above comment, however, is not meant to be specific legal advice for your particular situation, and is not intended to be an exhaustive analysis of your situation. I cannot and do not give any guarantees about this accuracy of this comment for your particular situation. Unless you formally retain me as your attorney and enter a written agreement with my law firm, I am not your attorney. If you feel you need to retain an attorney, feel free to call me or another attorney who you feel would be appropriate for your needs.
Of course they are going to say you are at fault because they don't want to pay. Let YOUR insurance company handle this. That's why you paid them. Make sure you have reported the accident to them. Good luck.
Turn the demand over to your insurance carrier and let them deal with the demand. Your insurance carrier will likely contact the other insurance.
This information is provided for general informational purposes and is not intended as legal advice. An attorney licensed in your jurisdiction can answer questions specific to your specific fact situation and provide you appropriate advice as necessary based on the specific facts of your matter and the jurisdiction in which you reside. If you are in Arizona and interested in discussing your matter further I can be reached at: (480) 838-9000 Campbell Law PC 1839 S. Alma School Road, Suite 275 Mesa, Arizona 85210
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