The at fault driver hit me and another car resulting in a rollover accident for me . His insurance is not accepting liability since he hired an attorney so I filed my claim with mine and the result is a total loss . The amount offered does not cover what I owe on the car and I have been without transportation for almost 2 weeks while the claim is being processed . The Highway Patrol informed me that the at fault driver is being charged with reckless driving and leaving the scene of an accident and has a warrant and formal complaint issued . I have no major injuries , but the doctor indicated I am showing signs of PTSD along with normal stiffness and soreness . I have a lot of anxiety as I must commute to work every day on the same highway . Do I have grounds for a settlement ? Thank you .
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