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I just discovered a civil judgement on my credit report. This judgement was awarded in a jurisdiction 200 miles away. Being that I am just now learning of this, I was never properly served with court documents. My options here are to pay $3000 to settle or $250 court fees + 600 for a paralegal to file a motion to vacate. Fees are higher at this court because it is for $10000+ cases as the creditor/plaintiff hired a lawyer. I offered the judgement lawyer $1000 and they declined. Does $600 seem steep for a paralegal to file this for me? Should I just hire an actual lawyer? Or should I just pay the judgement lawyer?