I was injured two years ago in a slip and fall accident that left me with a broken ankle and immobile for a few months and I suffer a great deal with that leg, with appointments at doctors and therapy constantly. I have been considering filing for bankruptcy for 80,000 debt that is very difficult for me to keep up with. I am wondering if I am better off waiting for my lawsuit to be over and collect the money and perhaps put it away? I am worried that after two years of so much pain and suffering that I will lose what I deserve to get....will the bankruptcy allow me to keep my settlement since it happened two years ago? Is the timing of the settlement an important issue?