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i was involved in a car accident 5 days ago. the car was parked in the street I wasn't in it. A car slid into the side of mine. i don't have insurance. the other person does. She has State Farm. We live in Cincinnati, OH. We have not filed a police report. Is her insurance company obligated to pay for the damages even though i am not insured and we don't have a police report? Would i need to get a police report first? She has admitted fault and so far she has been very cooperative. How long do we have to file a police report if need be? What should i do?
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