My insured daughter rear ended a stopped car in CA at low speed(no fault state). The person in the car that was hit has hired an attorney to pursue a claim for personal injury. The insurance company has requested I disclose the limits of my policy. Should I?
Different lawyers will have different opinions on this. Some might begin their answers with a lawyerly "It depends..." Depending on the liability-related facts of your case (e.g. Was drunk-driving, mobile phone use, or texting involved?), the severity of the victim's injuries, and the victim's under-insured motorist provision, there could be strategic considerations that you and/or your insurer would like to take into account at this pre-litigation stage.
But my answer is simple. Yes.
I agree with by esteemed colleague. Many times the plaintiff will only pursue a claim up to the policy limits of your insurance policy for a variety of different legal and practical reasons.
You posted the question in Colorado, but it is about a California accident. You should really post the question in California as the laws vary from state to state. In Colorado, at the commencement of a lawsuit, the defendant would be required to disclose its policy. Many attorneys would not disclose an ubrella policy unless the severity of the claim implicated the umbrella. I don't know about California law especially under a No -Fault Act where policy minimums are often set by statute. If you want a really good answer, post this in California.
Answering this quetion does not establish an attorney client relation. The answer is for educational purposes only. You should consult an attorney for your circumstances.
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