I got in a car wreck that was caused by me for failing to yield at a stop sign. It was a legitimate accident because the motorcycle that hit me from the side was being blocked from view by a van that was parked on the curb on my left hand side. I pulled out in front of him and he hit me (25mph road mind you). He supposedly injured his ankle with a sprain, no paramedics were called, him and his father ended up loading the bike on a truck and left the scene of the accident. This was in a work truck, which they have already gotten all the insurance information from the company (I dont work there anymore also). A couple days ago I got a letter from a (mainly dealing with accidents) lawyer saying I need to call them and tell them the name of my personal car insurance company. The thing is I dont have insurance of my own, I dont even have a car of my own. I am borrowing my dad's car, whom my dad lives in Utah and I am in Las Vegas, so I can go to school (college) and back work and back. I dont have a house, I live with my girlfriend here. I have a bank account with pretty much nothing in it, I am currently looking for a job. My question is because I have already talked to a lawyer, (who is handling the traffic ticket/points I would have otherwise received) he isnt representing me for this though, and I asked him if they could come after me and really sue me for anything. He said no they cant really do anything because I basically have no assets for them to go after. My question is this, should I call their lawyer and reveal to them the information that I dont have insurance, no car, no house, etc. or should I just let it go and let them find that out for themselves. My dad says I should do the latter, while others say that they dont know I dont have any assets and they might still pursue me for something like say, garnish my future paychecks. What should I do in this situation? Thank you, I appreciate the help.The accident took place in a company truck that was insured. I am sure they have already started pursuing my old employer and/or the insurance company that covered the vehicle. Now it seems they are trying to come after me too. I was told by a friend that you should only talk to a lawyer against you through another lawyer. But like I said I have no money right now and can't afford one. And someone else told me that if I call and talk to their lawyer to tell them I have no insurance of my own that they would try to talk to me in a way to try to dig up something out of me they could go after. Is it safe to call them to let them know I have no insurance of my own because I don't own a car or that I don't own anything pretty much?
The attorney for the person you hit is simply covering their bases. Send them a responsive LETTER (a phone call does not preserve your rights, or give them anything to show their client or your former employer) and BRIEFLY (your posting here is very long) that you are a student, that you do not own a car, and that you do not have any personal motor vehicle insurance. Add that the truck you were driving was owned by your employer, and that is the only coverage you know of for this claim. Short, factual, and gives the attorney what he/she needs to end their pursuit of you personally. Be aware, however, that if your employer fails to reasonably settle the case, you may still be sued as you were the driver. If that happens, you need to immediately get in touch with your former employer, their insurance company, and/or their lawyer to make sure they assume your defense (as they are required to do if you were in the course and scope of your employment at the time of this accident).
Responses are for general information purposes only, and are based on the extremely limited facts given. A consultation with an attorney experienced in the area of law(s) indicated in the question is highly recommended. Information and advice given here should not be relied upon for any final action or decision, as the information is limited by its nature to the question asked and the fact(s) presented in that question. THIS RESPONSE DOES NOT CREATE AN ATTORNEY/CLIENT RELATIONSHIP, particularly considering that the names of the parties are unknown.
Was there insurance on the car? Call attorney and tell him you have no insurance. You can probably bankrupt the judgment. Talk to a bankruptcy lawyer and a local injury lawyer.
The response given is not intended to create, nor does it create an ongoing duty to respond to questions. The response does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice. The response given is based upon the limited facts provided by the person asking the question. To the extent additional or different facts exist, the response might possibly change. Attorney is licensed to practice law only in the State of Alabama. Responses are based solely on Alabama law unless stated otherwise.
Since you were driving a company vehicle at the time of the accident, you should really let your former employer's insurance company handle the case. Talk to the attorney that is working for your former employer and see if he or she advises differently. They will have all the details of the case.
Most of the time if you sue somebody who has nothing, that's what you end up getting once the case is closed.
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