17 months removed since car accident, not my fault at all other driver ran stop sign totalled my car ,9000 in damage, and he was cited.I required surgery to repair two torn tendons in left shoulder as well as reattachment of my bicep and decompression surgery to left shoulder aND ac joint sep. I also have permanent back and disc damage resulting from severe whiplash and torn ligaments, tendons in spine and back I reached mmi in November 2015 with over70000 in medical bills and needing ongoing treament for back as well as permanent shoulder pain , loss of strength and use. Lawyer sent demand letter end of Dec. 2015 asking for 250,000 policy limits gave insurance 60days to settle. At 60days, end of Feb. 2016, adjuster asked for more time up to 8week to view mri disc of my shoulder. My lawyer agreed and 6weeks later mid April 2016 adjuster offered 140000. My lawyer advised me to decline and sent a bad faith letter and one last request to settle for policy limits within 30days or suit will be filed. In one week 30days will be here and no second offer or settlement proposal from adjuster, I am worried will have to go to suit I am unemployed and in dire straits financialy with 4yr old.
Sorry to hear that you were so badly injured. There is still time for a new offer. Stay patient and even if you have to go to suit, hopefully your attorney moves quickly to get you the help that you need.
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It's your case not the attorney's. If you want to settle call the attorney and say so, then send a letter stating the same. One option is this you can secure a loan against the case. Those companies charge high interest rates. I advise client's against it, but have had a couple do it. It does take time to settle a case. 140k does sound low to me, but again it's not my case. I've had clients settle when I thought they should not, but I do not argue with them. Good luck.
You will have to stay the course and follow your lawyers advice. It is not easy. But it sounds like in the end if you stay the course you should be fine.
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