Practically speaking, it would be far better to get her (written) agreement to the terms and conditions now than to fight about it later. If you both have lawyers, you will need to conduct the document exchange through them, but it should be a fairly straightforward process. The benefit of trying to get her agreement now is that once you end up fighting about the trust, you would be able to show that she once agreed to it and is now changing her mind for whatever reason.
You do not need moms ok.Thats absurd.Just be sure its a support trust and dont let policy lapse or your estate will be sued.Ive handled several cases where just that fact pattern occurred.
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No, you don't need to provide mom with the trust. She may be entitled to proof that you purchased the insurance.
Just wondering-did you write up the trust yourself? Another point-a trust can't be named as a beneficiary. The trustee of the trust is what gets named as beneficiary. Ex: John Doe as trustee of the Jane Doe Living trust dated 1/1/13. Not, Jane Doe Living Trust.
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