I have a case that is nearly identical to Albandoz v. Sedgewick/Walgreen's Case 3:12-cv-01147-FAB.
Salary Continuation Plan (STD) is a Payroll Practice plan managed by third party insurer, who is also company handling LTD under ERISA. I was approved and paid STD through end of FMLA, then denied remaining STD by 3rd party admin/LTD insurer. STD covers elimination period and automatically rolls into LTD. STD Plan description is vague with no process other than saying I can appeal to employer. Employer denied appeal without explanation. I can't even try for LTD until STD Approved. STD is too small to interest Employment Lawyer and ERISA attorney directs me to them There has to be other situations like this out there, but I can't find an attorney with expeience on this situation. HELP