I was hit January 10th, 2012 while sitting at a stop light. The lady who hit me was going 35, looking into her lap (she confesed this to the cops on the scene) and did not hit her breaks. Cops were called, report was taken, and I went to the ER right after. I was diagnosed with whiplash and a sprained back. I have been in physical therapy since then. 2 times a week for the first 4 months and then once a week after that. My car has been fixed (they paid for it), and they paid for my rental. Lost wages are about $1000.00 and the total bill for PT and the hospital visit is around $7000.00. I am continuing to go to PT on a weekly basis. I was unable to do anything this summer due to back pain, ruined two vacations for me. Im not sure how much to ask for in regards to settling the claim.I had problems with my back when I was younger (my teens), however those issues had been resolved and I was living pain free at the time of this accident (supported/documented by my personal doctor). There was no structural damange done to my back or neck, it was deep muscle damage only. Health isurance has been paying a significant portion of my medical costs. The insurance company has tried to get me to settle multiple times, however my answer has always been no, i am more worried about myself than the money. My physical therapist says that with the way my back is progressing, he belives I wont need to come to PT and will be able to complete the workouts myself at home in the next six months (roughly) which is why I am trying to get all the information I can about settling.
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