Ok so this is how it goes -
1/14/2018 we purchased a 2014 Subaru Crosstrek from a dealership in the local area. The car had not gone through shop yet so we signed all contract paperwork on 1/14/18.
1/18/2018 we took delivery of the new vehicle.
1/27/2018 I received a call saying they could not secure the 3.8% financing because my Fiance had a bounced check from a couple years ago. I hit a 780 credit pull she hit like a 640. I was #1 on the loan. They want us to come in and sign a 7% loan.
1/29/18 I received a paper in the mail stating to return the vehicle. It was mailed and dated 1/26/18. The top of the letter says 1/26/18 but on the bottom they crossed out the date of August 17 2017 and put January 24 2018. The top date does not match the bottom date on the same piece of paper.
1/29/18 I go to the dealer without the vehicle and tell them it's been over 10 days as the 10th day was January 24th and I was not notified and California law states that if not contacted within 10 days then the contract is final. They still want the higher interest rate and say he can put a "hook" on the car and get it whenever he wants.
What are my rights? Can they take the car?
You are, as you may have guessed, in the middle of a Yo Yo Scam. I tend to tell folks to get OUT of such deals asap, so that the crooks do not profit off of you. There are many possible twists and turns and too many to deal with here, especially as these are not one size fits all cases. I am linking you here to a YouTube channel that discusses this and other auto fraud and lemon law matters.
Good luck with it.
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