I was sitting still in traffic in AZ when a TT rolled backwards into me causing damage to my car. So far they are not returning calls to me or my insurance and have not responded to a letter sent by my insurance. My insurance says I have 0% liability but it looks like I have to put out my deductible to get my car fixed, then wait for my insurance to try and get it back. What are my rights protecting me against someone who is self insured - if I get pulled over I cant tell the office "oh ya I am self insured"
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